Protecting Yourself
Designed to pay when you need it most—Life Insurance ……It simply gives you a peace of mind
Ever thought of someone who depends on you, how they would cope financially if you died?
Getting the mortgage is the easy part, making sure your family have the option to remain in the family home when your no longer around is the not so easy part. We help all our clients with making sure they have adequate cover in place should the worst happen. No one ever dies at the right time so it’s important to make sure that our clients are covered for when this eventuality occurs.
Life insurance pays a tax free cash lump sum if you die or diagnosed with a terminal illness during the term of the policy (terms & conditions apply) to ensure your dependents are financially provided for. You can add Critical illness cover when you take out life insurance at an additional cost. It could pay out a cash lump sum to help you and your family, if your diagnosed with a specified critical illness.
Through HS Financial Solutions you will get fully comprehensive policies some of which offer the following benefits:
- Half price Virgin gym membership
- Free cinema ticket a week
- Cash back
- Access to the worlds best medical experts for second opinion
- Cover with comprehensive list of conditions
- Free childcover paying a maximum of 50% of the value of your critical illness benefit, up to £25,000 per child. Claims made under childcover benefit do not effect your own critical illness cover.
- Fracture Cover
- Option to increase your cover if your life changes in specific ways for example Child birth, Marriage or Salary increase
- If you become ill, an option to pay your premiums on your behalf after a deferred period
- Terminal illness option included free of charge-if you are told you have less then twelve months to live you can receive a cash lump sum
- Partial payments without effecting your main cover
- Access to Winston’s Wish
- £5,000 Child funeral benefit, In case the very worst were to happen, some of our insurers will pay this benefit as part of their critical illness in addition to any childcover benefit that may have already been paid.
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Accelerated payment if your child needs an operation for a specified surgical treatment so you won’t have to wait.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
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Hasnat Sheraz trading as H S Financial Solution is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by H S Financial Solution may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
The Financial Conduct Authority does not regulate some forms of Overseas Mortgages, Will Writing, Commercial Finance, Conveyancing and Bridging Finance.
Commercial mortgages, Bridging finance, Secured loans, Convayancing, Funeral plans, Commercial insurance, Specialist insurance services, Wills, and Asset finance are referred to third parties. Hasnat Sheraz T/A HS Financial Solutions and PRIMIS are not responsible for any advice received from the 3rd party.